Tuesday, December 24, 2013

Fwd: FW: Why do we haw Obamacare?

 

This is a very interesting read


I'm a 54 year old consulting engineer and make between $60,000 and $125,000
per year, depending on how hard I work and whether or not there are work
projects out there for me.

My girlfriend is 61 and makes about $18,000 per year, working as a
part-time mail clerk.

For me, making $60,000 a year, under ObamaCare, the cheapest, lowest grade
policy I can buy, which also happens to impose a $5,000 deductible, costs
$482 per month.

For my girlfriend, the same exact policy, same deductible, costs $1 per
month. That's right, $1 per month. I'm not making this up.

Don't believe me? Just go to www.coveredca.gov , the ObamaCare website for
California and enter the parameters I've mentioned above and see for
yourself. By the way, my zip code is 93940. You'll need to enter that.

So OK, clearly ObamaCare is a scheme that involves putting the cost burden
of healthcare onto the middle and upper-income wage earners. But there's a
lot more to it. Stick with me.

And before I make my next points, I'd like you to think about something:

I live in Monterey County, in Central California. We have a large land mass
but just 426,000 residents - about the population of Colorado Springs or
the city of Omaha.

But we do have a large Hispanic population, including a large number of
illegal aliens, and to serve this group we have Natividad Medical Center, a
massive, Federally subsidized county medical complex that takes up an area
about one-third the size of the Chrysler Corporation automobile assembly
plant in Belvedere, Illinois (see Google Earth View). Natividad has
state-of-the-art operating rooms, Computed Tomography and Magnetic
Resonance Imaging, fully equipped, 24 hour emergency room, and much more.
If you have no insurance, if you've been in a drive-by shooting or have
overdosed on crack cocaine, this is where you go. And it's essentially
free, because almost everyone who ends up in the ER is uninsured.

Last year, 2,735 babies were born at Natividad. 32% of these were born to
out-of-wedlock teenage mothers, 93% of which were Hispanic. Less than 20%
could demonstrate proof of citizenship, and 71% listed their native
language as Spanish. Of these 876 births, only 40 were covered under [any
kind of] private health insurance. The taxpayers paid for the other 836.
And in case you were wondering about the entire population - all 2,735
births - less than 24% involved insured coverage or even partial payment on
behalf of the patient to the hospital in exchange for services. Keep this
in mind as we move forward.

Now consider this:

If I want to upgrade my policy to a low-deductible premium policy, such as
what I had with my last employer, my cost is $886 per month. But my
girlfriend can upgrade her policy to the very same level, for just $4 per
month. That's right, $4 per month. $48 per year for a zero-deductible,
premium healthcare policy - the kind of thing you get when you work at IBM
(except of course, IBM employees pay an average of $170 per month out of
pocket for their coverage).

I mean, it's bad enough that I will be forced to subsidize the ObamaCare
scheme in the first place. But even if I agreed with the basic scheme,
which of course I do not, I would *never* agree to subsidize premium
policies. If I have to pay $482 a month for a budget policy, I sure as hell
do not want the guy I'm subsidizing to get a better policy, for less that
1% of what I have to fork out each month for a low-end policy.

Why must I pay $482 per month for something the other guy gets for a
dollar? And why should the other guy get to buy an $886 policy for $4 a
month? Think about this: I have to pay $10,632 a year for the same thing
that the other guy can get for $48. $10,000 of net income is 60 days of
full time work *as an engineer*. $48 is something I could could pay for
collecting aluminum cans and plastic bottles, one day a month.

Are you with me on this? Are you starting to get an idea what ObamaCare is
really about?

ObamaCare is not about dealing with inequities in the healthcare system.
That's just the cover story. The real story is that it is a massive,
political power grab. Do you think anyone who can insure himself with a
premium policy for $4 a month will vote for anyone but the political party
that provides him such a deal? ObamaCare is about enabling, subsizdizing,
and expanding the Left's political power base, at taxpayer expense. Why
would I vote for anyone but a Democrat if I can have babies for $4 a month?
For that matter, why would I go to college or strive for a better job or
income if it means I have to pay real money for healthcare coverage? Heck,
why study engineering when I can be a schlub for $20K per year and buy a
new F-150 with all the money I'm saving?

And think about those $4-a-month babies - think in terms of propagation
models. Think of just how many babies will be born to irresponsible,
under-educated mothers. Will we get a new crop of brain surgeons and
particle physicists from the dollar baby club, or will we need more cops,
criminal courts and prisons? One thing you can be certain of: At $4 a
month, they'll multiply, and multiply, and multiply. And not one of them
will vote Republican.

ObamaCare: It's all about political power.